The Complete Guide to Financing Your New Fence

Learn how 0% APR fence financing works, what to expect during the application, and how to get the most from your monthly budget.

Why Finance a Fence?

A new fence is a significant investment — typically $3,000–$12,000 for an average residential property. For many homeowners, paying that all at once doesn't make sense when low-rate or 0% APR financing is available.
The math is simple: If you can earn more on your savings than you'd pay in interest (which at 0% APR is nothing), financing is the financially smarter choice.

How Our Financing Works

We partner with Wisetack to offer flexible financing options:

0% APR for qualified buyers on 6, 12, or 18-month terms

Low fixed rates on 24–60 month plans for larger projects

Soft credit check during pre-qualification — no impact to your credit score

Decision in seconds, not days

Step-by-Step: How to Apply

Get your quote — Use our online calculator or request a full estimate

Click "Apply for Financing" in your customer portal

Complete the 2-minute application — Just your name, address, income, and last 4 SSN

Get an instant decision with multiple loan options presented

Pick your plan and approve your quote to proceed

Installation scheduled — everything else works the same

What Credit Score Do I Need?

Wisetack's financing is accessible to a wide range of credit profiles:

Excellent credit (720+): Best rates, 0% APR offers available

Good credit (660–719): Multiple financing options, competitive rates

Fair credit (580–659): Higher-rate options typically available

Below 580: Pre-qualification may show limited or no offers

A pre-qualification check does not affect your credit score.

Frequently Asked Questions

Q: Is there a minimum or maximum financed amount? Financing is available for projects between $500 and $25,000.
Q: Can I pay off early? Yes. There are no prepayment penalties on any Wisetack loan.
Q: What if I'm denied? We accept multiple payment methods including cash, check, and all major credit cards.
Q: Does my spouse/co-applicant need to apply? Individual applications only — no co-applicants needed.

Ready to Apply?

Get your free quote and you can apply for financing right from your customer portal in less than 2 minutes.